Get Health Quote.com

GetHealthQuote.com is a national leading online insurance agency. We help individuals and families purchase life insurance, health insurance, critical illness insurance and cancer insurance by providing easy to understand side-by-side quote comparisons. Nationwide, we’ve worked with thousands of customers thanks to our wide selection of plans from today’s leading providers. With an unbeatable customer service experience, we make insurance shopping painless.

GetHealthQuote.com connects you with today’s leading insurance providers for quotes for individual or family health coverage, term life insurance, critical illness insurance, or cancer insurance plans.

GetHealthQuote.com is a completely free service. Even if you do choose the right insurance plan to meet your needs, you’ll pay the company directly. Our services are funded through the insurance companies we work with.

The cost of health insurance is actually regulated by your state. Whether you buy from us or someone else, you’re going to pay the same monthly premium. We offer a broad selection of plans, which gives you the chance to compare several health insurance companies side by side.

The information you submit to our site is submitted directly to the insurance companies we represent. Any information you submit is completely safe and protected. We will not sell, trade, or give away your personal information except to those who are involved in your health insurance quote. We employ the best technology around to keep all your information under lock and key.

Yes! We work with customers in all fifty states and in the District of Columbia. If you live in the U.S., we can help you find an insurance plan to meet your needs. Just select the plan you’re looking for and provide us with your zip code. We’ll take it from there.

Because we’ve simplified the entire process. Shopping for insurance can be a difficult process. With GetHealthQuote.com, you will get a broad selection of policies from the best companies in the nation, the best prices, quick processing times and 5 star customer care that you won’t find anywhere else!

Just fill in some basic information, tell us the type of plan you’re looking for, and we’ll bring you a comprehensive list of plans that are available in your area. You can compare those plans, refine your search results, or apply from there. When your application is complete, we’ll work with the insurance company of your choice so that you can quickly decide whether or not the coverage is right for you.

You’re never under any obligation to purchase a plan. You can cancel at any time. In some cases, you may have to submit some financial information with an application, but most insurance companies won’t use that information until you’re actually approved. If you decide to cancel, you’ll receive an immediate refund. If there is an application fee associated with the company, we’ll let you know up front.

At GetHealthQuote.com, you can get in touch with a helpful customer service representative. By simply calling, emailing, or chatting online with us, we will get you the answers you need right away.

In short, Health Care Reform relates to the changes in regulations pertaining to many aspects of the health insurance industry in the United States. It can be explained using links, videos, and even contacting one of our agents to go through the specifics details.

Individual Mandate in Reform Under health care reform law, all people must have minimum essential coverage beginning January 1, 2014. People have "minimum essential coverage" if they have a: Government-sponsored plan Employer-sponsored plan Individual plan People can choose to buy health insurance on or off state insurance exchanges that will open in 2014. Some people can also get federal premium assistance on an exchange. If a person cannot keep minimum essential coverage, the Internal Revenue Service will collect a tax penalty from him or her. The monthly tax penalty is described as 1/12th of the greater of: For 2014: $95 per uninsured adult in the household (capped at $285 per household) or one percent of the household income over the filing threshold For 2015: $325 per uninsured adult in the household (capped at $975 per household) or two percent of the household income over the filing threshold For 2016: $695 per uninsured adult in the household (capped at $2,085 per household) or 2.5 percent of the household income over the filing threshold The penalty will be half of the amount for people under age 18. There are a few exceptions to the penalty, including: Religious reasons Not present in the United States In prison Not able to pay for coverage that is more than eight percent of the household income An income that is below 100 percent of the poverty Level Having a hardship waiver Not covered for less than three months during the year.